Home Hacks Design

Home Hacks Design for the bathroom such as Simple Hacks To A Prettier Bathroom. Similarly, this also feature Toilet Shopping Tips.

Another Home Hacks Design are for kitchen like Cleaning Tips For Your Dirty Kitchen and cleaning products that is perfect for cleaning.

Kitchen Hacks You Wish You Should Have Known Before like the other great use of paper towels.

Creating an effective cleaning schedule; divide it into categories; daily, weekly, monthly, and yearly.

Cleaning schedule that you also need to consider are those that is done every 4 months such as air conditioner cleaning, pest control, and deep cleaning of windows.

Cleaning of roof and rain gutter are done every year. Cleaning/draining of the septic tank should be done every 3 years or 5 years.

Cost of home make over and DIY for cheaper make over ideas.

Bedroom decorations ideas and where to buy the cheapest bed lines.

Kitchen make over ideas and DIYs for cheaper make over ideas.

Tropical living room themed and where to buy cheap tropical plants.

Home make over ideas in the Philippines. Home interior ideas in the Philippines

Mommy Blog with home hacks topic in the Philippines.

Where to buy cheap wood furniture in the Philippines.

Price of Aluminum Screen Door in the Philippines. Price of the brown aluminum and silver aluminum.

Furniture stores in the Philippines. Abad Santos furniture store address.

Uratex foam custom cut online. Uratex foam price online.

4 Tips To Choosing The Best Chef Knife

A chef knife needs to be light enough so it does not tire you easily, sharp, and requires less maintenance. It should perform various tasks easily may it be cubing meat, chopping carrots or slicing onions. Best of all, the knife needs to be durable so that it can give you service for a long time.

So, how do you know which is the best chef knife?

The knife with a well-balanced blade and handle

When choosing the knife, check the grip. The knife should have a comfortable grip and it should feel good when you hold it in your hand. The blade and the handle of the best chef knife should be well balanced to provide an excellent grip. It should have a good balance such that it does not put a lot of weight either on the handle or on the blade. The knife should not place a lot of weight on your wrist so you do not tire quickly.

To check the grip, try the knife by placing your finger on the handle in the grip groove and hold it horizontally with the edge down. Most people find the 8-inch chef knife more comfortable since it has the best ratio of mass to the cutting surface and it can perform most of the kitchen tasks such as cutting vegetables and meat.

However, if it feels a bit long for you or if your kitchen is small, you can opt for the 7-inch one. It does not mean that the bigger the knife the better it will be, it all depends on how comfortable you are while using it and the intended task.

It does not require frequent maintenance

The best chef knife does not require frequent sharpening and maintenance. It should remain sharp for long. Knives that require frequent sharpening end up losing their shape, which affects their effectiveness.

Made from durable material

A chef knife should be made from a material that can withstand a lot of use without being damaged. Choose a heavier knife with thicker blades and that can endure the work, rather than a knife with thin blades that are brittle and can chip easily if they come across a hard surface like that of a bone.

Most chefs prefer knives made of high-quality stainless steel since it is easy to care and can remain sharp for long. While most chefs opt for heavier knives on the notion that they ‘feel’ right, make sure you choose a knife that you can use for a long duration without being tired. You may opt for a lighter knife that can perform as well as the heavier ones, provided you keep the blade sharp to compensate for the lack of weight.

Choose the right handle

The handle of the knife should be comfortable, provide a sturdy hold, and not cause bruises on the palms. You can opt for a handle made of fiber, wood or steel depending on what you prefer and the ‘feel’ of the knife that you prefer. Just make sure that the knife has full tang so that it can have a good balance.

Alternative Investment: Farm On

So since the start of the year, I have been reading about Stocks and other investment options. One alternative investment that caught my interest is Farm On. This is not a Farm On review but rather a short introduction about the system and how Farm On works. Let’s learn and invest together!

What is Farm On?

It’s all about farming! It’s like an online cooperative. Hindi naman exactly how coop works but basically, may investors, may investment at may kita. I tagged it as an alternative investment because bago sya para sa akin. Siguro sa probinsya uso na ito but the concept of putting it online is quite new to me.

How to start? Register ka sa FarmOn website.

Paano Kumita at Magkano ang Kita sa Farm On?

Ang kita depends on the product na pag iinvestan mo but heard na may kumikita ng 15%, meron din 30%. OK na din di ba?

How Farm On Works?

Pag may account ka na, makikita mo ang listahan ng mga product na pwede mo pag investan. Andoon din kung ilang buwan bago ang harvest. Nandoon din kung magkano ang minimum. Basically, all you need to know how it works, ang dali mo lang matutunan sa website.

Magkano ang initial investement?

Up to you guys! That’s the good thing about Farm On, walang minimum.

Anong product maganda mag invest sa Farm On?

Based on observation at sa bilis maubos ng slots, mukhang OK sa livestock at short crops like watermelon at bell pepper. Kung member ka na, makikita mo naman kung ano ano mga products na available.

When is the next cycle?

According to FAQs sa Farm On site, 3-4 months after mag close ng cycle. Currently open ang 17th cycle. Baka mag invest ako for this cycle and balitaan ko kayo after 6 months.

Curious Questions About Stocks (With Answers)

Magkano na ang iyong naipon mula sa ipon challenge? Pwede na ba iyan na pangdown sa house and lot na gusto mong bilhin? Huwag muna excited beshie, kulang pa iyan at malamang maghintay ka pa ng December bago mo magamit bilang panimula sa negosyo man o pang down sa bahay.

Pero alam mo ba na may mga paraan para lumago yung perang naitatabi mo para sa ipon challenge habang nagiipon ka pa tuwing lingo? Pwede mong ilagay sa bangko ang iyong ipon challenge, as low as 500 pesos na initial deposit ay kikita ka ng .50%. Kung naliliitan ka sa kita sa bangko, meron ding tinatawag na stocks investment.

Narito ang ilang tanong mula sa mga taong curious sa stocks:

Ano ba yung stocks, kikita ba talaga ako dyan?

Stocks

It is used to define the ownership of a person to a certain corporation. Meaning, isa ka sa mga investors sa isang company. Kung lumago ang kit ng company, kikita ka din. Kund may lugi naman, malulugi ka din.

Stockholder

Yan ang tawag sa taong bumili ng stocks. Tinatawag din itong stock investor or shareholder. Maraming stockholder sa isang corporation at anytime kung kailangan ng pondo, maaari pang dumami ang maginvest sa stock ng isang corporation.

Types of Stocks: Common Stock at Preferred Stock

May dalawang pgkakaiba ang dalawang type ng stocks. Una, sa karapatang pagboto- ang common stockholder ay may right to vote, while and preferred stockholder ay walang karapatang bumoto sa isang corporation meeting. Pangalawa, sa pagkuha ng claim- kapag nalugi o nagdeclareng bankruptcy ang isang corporation, ang common stockholder ay ang huling makakakuha ng claim, kung ano man ang matira. Samantalang ang preferred stockholder ang unang makakakuha.

Maliit ang sweldo ko, pwede ba ako dyan?

Beshie, kaya nga mayroong ipon challenge.Yung maliit kasi pag pinagsama sama ay lumalaki din lalo na kapag twing lingo ay nadadagdagan. Kung nagsimula ka sa 50 ipon challenge, sa first week ng April ay meron ka ng pangsimula para sa stock investment mo.

Paano ako bibili? Saan?

Stock Market

PSE o Philippine Stock Exchange, ito ang stock market sa Pilipinas. Dito nagkakaroon ng buying at selling ng stocks na tinatawag ding stock trading. Stock exchange naman ang tawag sa lugar kung saan nagkakaroon ng stock trading. Pero hindi ka basta basta makakpasok dito. Ang stock market ay parang isang palengke, merong nagtitinda, meron namimili, at meron ding middleman. Stock buyer ang tawag sa individual na bumibili ng stock, stock seller naman ay ang nagbebenta katulad ng mga corporation or stockholder, at ang middleman naman ay kilala sa tawag na stockbroker.

Buying of Stock

Para makabili ka ng stock, kailangan meron kang stockbroker. Isa sa mga popular na stockbroker ay ang COL Financing, as low as 5,000 initial investment ay pwede ka ng bumili ng stock. Kung kaya, sa first week of April ay pwede ka ng maginvest mula sa ipon challenge mo kung nagumpisa ka sa 50 pesos. Kung sa 100 ka naman nagumpisa, first week ng March ay pwede ka na maginvest.

Kung meron na ako share sa stocks, pano ko yun mababantayan e may trabaho din ako?

Ang stock ay hindi naman kailangan bantayan. Ang stockbroker ang maguupdate sayo kung anong nangyayari sa loob ng stock market, sila ang may access doon. Ang COL Starter pack ay may kasamang basic research reports, standard market information, and end-of-day charting data. Dito mo pwedeng imonitor ang nangyayari sa stock investment mo. Kung kaya bago ka maginvest ay alamin mo muna nag background ng stockbroker at kung mayroon kang mga kaibigan na stockholders, huwag mahihiyang magtanong.

Types of Stockbroker- Full-Service Broker and Discount Broker

Ang Full-Service broker ay nagbibigay ng financial advice at analysis kung saan maganda at kelan dapat maginvest. Ang Discount Broker naman ay nagbibigay din ng advice pero limitado lang, tinatawag din itong online broker. In terms naman sa service fee, medyo expensive lang ang Full-Service Broker, samantalang and discount brooker ay commission-based lang.

Bakit yung kaibigan ko na naginvest e nalugi lang?

Katulad ng ano mang klaseng negosyo, ang stock ay meron ding risks. Bukod sa bankruptcy, maari ding bumaba ang value ng stocks. Kung kaya may mga stockbroker na tutulong sayo sa pag analyze ng stock exchange.

How to Profit From Stocks

Meron dalawang paraan para kumita sa stocks- capital gains and dividends. Ang capital gains ay kapag ibinenta mo ang iyong stock sa magandang presyo. Halimbawa, nakabili ka ng 10 shares sa isang corporation at bawat share nabili mo ng 1,000 pesos. After a few months, tumaas na ito ng 1,500 kada share. Kapag ibinenta mo ito, ang 10 shares mo ay magiging 15,000 so kumite ka ng 5,000 pesos. Maari mo na itong ibenta at mgkaroon ng capital gains. Kapag bumaba naman ang presyo at nagdesisyon ka na ibenta ang stock mo, magkakaroon ka naman ng capital loss. Pwede mo rin itong i-hold. Ang Dividends naman ay parang incentives ng isang corporation sa mga stockholders. Kung maganda ang takbo ng performance at ekonomiya, ang mga companya ay nagbibigay ng dividends. Ang dividend na i-issue ng company at i-times mo lang sa share na meron ka. Halimbawa meron kang 10 shares at nagbigay ng 10 pesos dividend ang company, so makakakuha ka ng dividend na 100 pesos. Mas lalaki ito kung malaki din ang investment mo sa kanila.

Step by Step Procedure How To Start Sa Stocks

Look for a stockbroker and open an account- ihanda mo na din ang mga requirements
Fund your account- minimum ay 5,000 pesos, kung may extra ka naman, pwede mong dagdagan
Buy stock- bili na beshie pero huwag excited, magtanong ka sa stockbroker o sa mga kaibigan mong bihasa na sa stock. Magresearch ka din, maganda ding maginvest sa mga company na familiar sayo o yung mga sikat kaya lang, expect mo na mas mahal ang presyo ng stock nila.

Pwede mo ng ihold o isell ang iyong stock para maenjoy ang kita. Araw araw ay nagbabago ang presyo ng stock, hindi porke mataas ngayon ay tataas pa ito bukas. Maging mapagmatyag sa galaw ng stock exchange. Kung malugi ka sa unang pagkakataon, hindi pa ito katapusan ng mundo beshie. Ang stock ay isa lamang sa mga pwede mong paglagyan ng pera mua sa ipon challenge. Kung susuriin mabuti, mas madali mong makikita ang galawan sa stock market. Remember, bago mo ito pasukin, magresearch ka muna tungkol sa mga stockbrokers at pumili ng mabuti. Check mo din ang mga reviews at humingi ng payo sa mga may experience.