Home Hacks Design

Home Hacks Design for the bathroom such as Simple Hacks To A Prettier Bathroom. Similarly, this also feature Toilet Shopping Tips.

Another Home Hacks Design are for kitchen like Cleaning Tips For Your Dirty Kitchen and cleaning products that is perfect for cleaning.

Kitchen Hacks You Wish You Should Have Known Before like the other great use of paper towels.

Creating an effective cleaning schedule; divide it into categories; daily, weekly, monthly, and yearly.

Cleaning schedule that you also need to consider are those that is done every 4 months such as air conditioner cleaning, pest control, and deep cleaning of windows.

Cleaning of roof and rain gutter are done every year. Cleaning/draining of the septic tank should be done every 3 years or 5 years.

Cost of home make over and DIY for cheaper make over ideas.

Bedroom decorations ideas and where to buy the cheapest bed lines.

Kitchen make over ideas and DIYs for cheaper make over ideas.

Tropical living room themed and where to buy cheap tropical plants.

Home make over ideas in the Philippines. Home interior ideas in the Philippines

Mommy Blog with home hacks topic in the Philippines.

Where to buy cheap wood furniture in the Philippines.

Price of Aluminum Screen Door in the Philippines. Price of the brown aluminum and silver aluminum.

Furniture stores in the Philippines. Abad Santos furniture store address.

Uratex foam custom cut online. Uratex foam price online.

Alternative Investment: Farm On

So since the start of the year, I have been reading about Stocks and other investment options. One alternative investment that caught my interest is Farm On. This is not a Farm On review but rather a short introduction about the system and how Farm On works. Let’s learn and invest together!

What is Farm On?

It’s all about farming! It’s like an online cooperative. Hindi naman exactly how coop works but basically, may investors, may investment at may kita. I tagged it as an alternative investment because bago sya para sa akin. Siguro sa probinsya uso na ito but the concept of putting it online is quite new to me.

How to start? Register ka sa FarmOn website.

Paano Kumita at Magkano ang Kita sa Farm On?

Ang kita depends on the product na pag iinvestan mo but heard na may kumikita ng 15%, meron din 30%. OK na din di ba?

How Farm On Works?

Pag may account ka na, makikita mo ang listahan ng mga product na pwede mo pag investan. Andoon din kung ilang buwan bago ang harvest. Nandoon din kung magkano ang minimum. Basically, all you need to know how it works, ang dali mo lang matutunan sa website.

Magkano ang initial investement?

Up to you guys! That’s the good thing about Farm On, walang minimum.

Anong product maganda mag invest sa Farm On?

Based on observation at sa bilis maubos ng slots, mukhang OK sa livestock at short crops like watermelon at bell pepper. Kung member ka na, makikita mo naman kung ano ano mga products na available.

When is the next cycle?

According to FAQs sa Farm On site, 3-4 months after mag close ng cycle. Currently open ang 17th cycle. Baka mag invest ako for this cycle and balitaan ko kayo after 6 months.

Curious Questions About Stocks (With Answers)

Magkano na ang iyong naipon mula sa ipon challenge? Pwede na ba iyan na pangdown sa house and lot na gusto mong bilhin? Huwag muna excited beshie, kulang pa iyan at malamang maghintay ka pa ng December bago mo magamit bilang panimula sa negosyo man o pang down sa bahay.

Pero alam mo ba na may mga paraan para lumago yung perang naitatabi mo para sa ipon challenge habang nagiipon ka pa tuwing lingo? Pwede mong ilagay sa bangko ang iyong ipon challenge, as low as 500 pesos na initial deposit ay kikita ka ng .50%. Kung naliliitan ka sa kita sa bangko, meron ding tinatawag na stocks investment.

Narito ang ilang tanong mula sa mga taong curious sa stocks:

Ano ba yung stocks, kikita ba talaga ako dyan?

Stocks

It is used to define the ownership of a person to a certain corporation. Meaning, isa ka sa mga investors sa isang company. Kung lumago ang kit ng company, kikita ka din. Kund may lugi naman, malulugi ka din.

Stockholder

Yan ang tawag sa taong bumili ng stocks. Tinatawag din itong stock investor or shareholder. Maraming stockholder sa isang corporation at anytime kung kailangan ng pondo, maaari pang dumami ang maginvest sa stock ng isang corporation.

Types of Stocks: Common Stock at Preferred Stock

May dalawang pgkakaiba ang dalawang type ng stocks. Una, sa karapatang pagboto- ang common stockholder ay may right to vote, while and preferred stockholder ay walang karapatang bumoto sa isang corporation meeting. Pangalawa, sa pagkuha ng claim- kapag nalugi o nagdeclareng bankruptcy ang isang corporation, ang common stockholder ay ang huling makakakuha ng claim, kung ano man ang matira. Samantalang ang preferred stockholder ang unang makakakuha.

Maliit ang sweldo ko, pwede ba ako dyan?

Beshie, kaya nga mayroong ipon challenge.Yung maliit kasi pag pinagsama sama ay lumalaki din lalo na kapag twing lingo ay nadadagdagan. Kung nagsimula ka sa 50 ipon challenge, sa first week ng April ay meron ka ng pangsimula para sa stock investment mo.

Paano ako bibili? Saan?

Stock Market

PSE o Philippine Stock Exchange, ito ang stock market sa Pilipinas. Dito nagkakaroon ng buying at selling ng stocks na tinatawag ding stock trading. Stock exchange naman ang tawag sa lugar kung saan nagkakaroon ng stock trading. Pero hindi ka basta basta makakpasok dito. Ang stock market ay parang isang palengke, merong nagtitinda, meron namimili, at meron ding middleman. Stock buyer ang tawag sa individual na bumibili ng stock, stock seller naman ay ang nagbebenta katulad ng mga corporation or stockholder, at ang middleman naman ay kilala sa tawag na stockbroker.

Buying of Stock

Para makabili ka ng stock, kailangan meron kang stockbroker. Isa sa mga popular na stockbroker ay ang COL Financing, as low as 5,000 initial investment ay pwede ka ng bumili ng stock. Kung kaya, sa first week of April ay pwede ka ng maginvest mula sa ipon challenge mo kung nagumpisa ka sa 50 pesos. Kung sa 100 ka naman nagumpisa, first week ng March ay pwede ka na maginvest.

Kung meron na ako share sa stocks, pano ko yun mababantayan e may trabaho din ako?

Ang stock ay hindi naman kailangan bantayan. Ang stockbroker ang maguupdate sayo kung anong nangyayari sa loob ng stock market, sila ang may access doon. Ang COL Starter pack ay may kasamang basic research reports, standard market information, and end-of-day charting data. Dito mo pwedeng imonitor ang nangyayari sa stock investment mo. Kung kaya bago ka maginvest ay alamin mo muna nag background ng stockbroker at kung mayroon kang mga kaibigan na stockholders, huwag mahihiyang magtanong.

Types of Stockbroker- Full-Service Broker and Discount Broker

Ang Full-Service broker ay nagbibigay ng financial advice at analysis kung saan maganda at kelan dapat maginvest. Ang Discount Broker naman ay nagbibigay din ng advice pero limitado lang, tinatawag din itong online broker. In terms naman sa service fee, medyo expensive lang ang Full-Service Broker, samantalang and discount brooker ay commission-based lang.

Bakit yung kaibigan ko na naginvest e nalugi lang?

Katulad ng ano mang klaseng negosyo, ang stock ay meron ding risks. Bukod sa bankruptcy, maari ding bumaba ang value ng stocks. Kung kaya may mga stockbroker na tutulong sayo sa pag analyze ng stock exchange.

How to Profit From Stocks

Meron dalawang paraan para kumita sa stocks- capital gains and dividends. Ang capital gains ay kapag ibinenta mo ang iyong stock sa magandang presyo. Halimbawa, nakabili ka ng 10 shares sa isang corporation at bawat share nabili mo ng 1,000 pesos. After a few months, tumaas na ito ng 1,500 kada share. Kapag ibinenta mo ito, ang 10 shares mo ay magiging 15,000 so kumite ka ng 5,000 pesos. Maari mo na itong ibenta at mgkaroon ng capital gains. Kapag bumaba naman ang presyo at nagdesisyon ka na ibenta ang stock mo, magkakaroon ka naman ng capital loss. Pwede mo rin itong i-hold. Ang Dividends naman ay parang incentives ng isang corporation sa mga stockholders. Kung maganda ang takbo ng performance at ekonomiya, ang mga companya ay nagbibigay ng dividends. Ang dividend na i-issue ng company at i-times mo lang sa share na meron ka. Halimbawa meron kang 10 shares at nagbigay ng 10 pesos dividend ang company, so makakakuha ka ng dividend na 100 pesos. Mas lalaki ito kung malaki din ang investment mo sa kanila.

Step by Step Procedure How To Start Sa Stocks

Look for a stockbroker and open an account- ihanda mo na din ang mga requirements
Fund your account- minimum ay 5,000 pesos, kung may extra ka naman, pwede mong dagdagan
Buy stock- bili na beshie pero huwag excited, magtanong ka sa stockbroker o sa mga kaibigan mong bihasa na sa stock. Magresearch ka din, maganda ding maginvest sa mga company na familiar sayo o yung mga sikat kaya lang, expect mo na mas mahal ang presyo ng stock nila.

Pwede mo ng ihold o isell ang iyong stock para maenjoy ang kita. Araw araw ay nagbabago ang presyo ng stock, hindi porke mataas ngayon ay tataas pa ito bukas. Maging mapagmatyag sa galaw ng stock exchange. Kung malugi ka sa unang pagkakataon, hindi pa ito katapusan ng mundo beshie. Ang stock ay isa lamang sa mga pwede mong paglagyan ng pera mua sa ipon challenge. Kung susuriin mabuti, mas madali mong makikita ang galawan sa stock market. Remember, bago mo ito pasukin, magresearch ka muna tungkol sa mga stockbrokers at pumili ng mabuti. Check mo din ang mga reviews at humingi ng payo sa mga may experience.

5 Tips to Keeping Your Kids and Pets Safe From Fire Ants

Fire ants are definitely one of the most annoying things we can have in our yard. They can be a big nuisance in our homes as well as outside. If you have kids and pets spending a lot of time outside, you have to keep them away from these fire ants to avoid their pustule-causing stings. A single sting to a person with allergies can ultimately cause an anaphylactic shock. These tiny troublemakers can also put a toll on our livestock. That is why to solve this; we find ways to get rid of these pesky fire ants before they kill us. The easiest way would be to spray insecticides to illuminate them, but using harmful chemicals can harm our kids and pets. But the good thing is; there are safe ways to do this.

Here are five tips for keeping your kids and pets safe from fire ants.

1. Use non-poisonous methods.

If you have kids and pets, you would want to use ant deterrents that are friendly to the environment and is safe to use. Using homemade insecticides will allow you to eradicate the fire ants without having to worry about poisoning your pets and kids. Most of the ingredients in making a homemade insecticide can be easily bought in the market. It is even possible you already have it in your pantry. Some examples would be orange peels and club soda. Ants are repelled by citrus oil and the carbon dioxide in the soda can suffocate the ants.

2. Use hot peppers.

Another safe way of keeping fire ants away from your pets and kids is by locating their nest and pouring boiling water with hot chili peppers in it. All you have to do is bring a teapot to boil and place about 4 hot chili peppers. Do this away from your kids and pets to keep them from getting burned from the pepper and hot water. After that, pour the hot chili pepper juice into the ant’s nest. It will automatically kill the ants and prevent other ones to live in it.

3. Use effective fire ant treatments immediately if your kids or pet are stung.

A fire ant’s sting can cause a lot of trouble and annoyance to both humans and animals, which are why if your kid or pet gets stung, use fire ant treatments right away. Applying a cold compress immediately can reduce the swelling and adding a hydrocortisone cream can relieve the itching.

4. Look for the ant queen.

In order to prevent more eggs from being hatched, look for the ant queen and eradicate it first. That way, you don’t need to worry that your kid or pets could meet more ants in the future.

5. Cover the entry points in your home.

Any cracks and crevices in your home should be sealed to avoid ants from getting inside your home. Also, make sure to wash the surfaces that have been walked upon by ants to eliminate the pheromone trail they leave behind. This is what they use to find their way back.