Mommy Pehpot, Author at Mommy Pehpot

Oishi Oaties Milk and Oishi Choco Chug Chocolate Milk Drink Review

We finally said goodbye to formula.. the kids are now drinking milk straight from the carton. It’s more convenient for me, no hassle of preparing formula or powdered milk. So when I was asked to try out the new product from Oishi, I gladly said yes.

Oishi sent us Oishi Oaties Milk and Oishi Choco Chug Chocolate Milk Drink. The kids had an immediate liking to the chocolate drink but not much to the Oaties Milk. Well, except for my first born, he loves the milk drink and even brings it to school as his baon (and yes he loves the choco drink too).

The milk drink is creamy but not that sweet, while the chocolate drink is much like the usual choco drink we buy. If you can notice, there is no trace of oats on the drink, the texture of the drink is smooth (and yes creamy, both milk and chocolate drink). That was one of my concern when I am about to try this product. My kids does not like it when the milk has lumps on it, so what more if it has oats in it (texture)? Good thing the texture is really smooth.. where can you find a product such as Oishi Oaties Milk and Oishi Choco Chug Chocolate Milk Drink? Milk + Oats in one!

Will I buy this product? Oh yes, I would! Specially the Choco Chug..since the kids love chocolate drink, might as well choose the one that is healthier.

How about you mommies? Have you tried Oishi Oaties Milk or Oishi Choco Chug Chocolate Milk Drink? Nagustuhan ba ng mga bagets?

Payday to Payday Living

Payday lenders are thriving in today’s economy. This is no small wonder since just about everyone is stretched really tight financially. They may have experienced a job layoff or reduction in hours that makes living from payday to payday barely possible. When something unexpected happens, it creates a hardship.

Very few folks have a pile of cash stashed away for new tires or a root canal. Even so, both expenses are important. Some people can take out an installment loan from their bank or a finance company. But then they are saddled with months and months of installment payments, leaving them stretched even thinner than they were before. To get a bank loan or a loan from a finance company, a potential borrower needs to have good credit.

So what can those people with less-than-perfect credit, or even bad credit, do if they are hit with an unexpected expense? Many are choosing to borrow money from a payday loan company.

A payday loan is a short-term loan that must be paid back on the borrower’s next payday. Payday loans, also called cash advances, have a loan term of roughly 14 days.

The average cost of a payday loan is roughly $15 per $100 borrowed, depending upon the borrower’s state of residence. These charges and interest may seem high, but where else can a borrower get a loan on the spot? Most loans have to go through an underwriting process, a loan committee and a final approval before funding. A payday loan is completed in less than a day.

If a borrower is not able to pay back the payday loan when it becomes due, many payday lenders will allow the borrower to just pay the interest and fees and roll the loan over until the following payday. Other payday lenders will allow borrowers to restructure their payback amount in a lower-interest installment loan with a term of three to 18 months for affordable monthly payments.

Many payday lenders also provide tax services and auto title loans. An auto title loan uses the borrower’s car as collateral and is nothing more than an installment loan. The title to the car is surrendered to the lender until the loan is paid off. Then it is returned to the borrower.

Surprising Effect of Lack of Sleep for Babies

Exam week is almost over! Well, we still have a few exam next week.. but we’re done with the major subjects. At alam nyo naman pag exam week, minsan hindi maiiwasan ang hindi magpuyat.. masakit na nga ang ulo ko haha I badly need my 8 hours of uninterrupted sleep! (as if that would be possible LOL).. but more than my need, I noticed how my first suffers from our lack of sleep. Arriving from school, he would go straight to the bedroom and sleep.. I can sense how exhausted he was.. and he a bit cranky too. He’s not his usual cheerful and playful self. I know it’s my fault.. knowing the importance of sleep, I shouldn’t have let him stay up late.. OK this will be the last time I will do it. Promise.. I’ll be a better momtutor next grading.

From our experience, that’s the usual effect of lack of sleep, crankiness, loss of appetite and sometimes lack of foucs.. kawawa naman ang mga bagets pag ganyan ang mode nila.. mas OK pa na laging riot kesa makita mong matamlay sila.. kaya promise talaga, that would be the last time that I will let them stay up late for reviewing.. umpisa pa lang ng third grading eh maghahanda na ako ng bongga haha

But there are surprising effects of lack of sleep for babies. An article from Children’s Hospital Michigan says:

What’s more, a study in Pediatrics confirmed that childhood sleep deficiencies may not only have immediate effects, but may be linked to future problems, including decreases in mental functioning that begin as early as adolescence. Increasing evidence also suggests that poor sleep contributes to major health problems, such as obesity.

You read the full article here.

OBESITY? seriously?!?

Another article published in Harvard Shcool of Public Health confirmed that lack of sleep can lead to obesity, in fact in a study in New Zealand, the conclusion was: Each one hour reduction in sleep during childhood was associated with a 50 percent higher risk of obesity at age 32.

How come? I am sure you also want to know how lack of sleep can lead to obesity?

I also want to know..obesity is a serious case and of course, as a mom I want to prevent it.. but it is now known yet how lack of sleep influence weight but researchers cited a theory on how lack of sleep can lead to decreased physical activity and also can lead to increase in food intake. A second theory was mentioned which focuses on hormones that regulate body weight. Although the studies have made for adults and not for children, the theory is still considered.

Are you as surprised as I am how lack of sleep can affect our babies? It’s a long term effect moms, so really have to know our kids more in the sleep department. Know the Most Common Reasons Why Babies Wake Up At Night and how to avoid it.