Mommy Pehpot, Author at Mommy Pehpot

Payday Loans

I now a lot of us are experiencing financial difficulties right now. If you are not, I don’t where you are right now. Here, we experience delayed payment on our bills. Life is not that easy the past couple of weeks. Commodities are getting more expensive everyday. I remember last year, a kilo of chicken is only 120 in Philippine Peso. This year, a kilo of chicken is somewhere between 150 to 200 PhP. The price hike of staple products are getting crazy. Now, I wonder what happens to less fortunate people. I know that in the US, people avail of online payday loans to help them with their finances. This is a small and short time kind of loan. An applicant will need to fill out necessary documents before the loan is released. And when payday comes, the loan payment is electronically withdrawn on the borrower’s account.

In most financial institution, they require a check from the borrower before they release the money. But there are some companies which have no credit check loans policy. Now, people who needs to take out a payday loan, won’t have to worry about checks in order to avail a loan. If only there would be a program like this here in our country, it can help a lot of people.

From what I heard though, in poor areas, there is this loan system that they do. The lender will take a hold of the atm cards of the borrower. And the lender will be the one to withdraw the money on payday and will only give what is left after the lender deducted the payment.

The Drama Queen

This is a blog review entry for Yuuki’s TwinBlogversary Contest.

When you say drama, it means heavy or full of emotions. To me, drama is about being sad, lonely and dark. So when I visited Drama Queen (super mag emote), I was not surprised by the theme of the template. It was dark, with some red highlights. So I thought the site was about EMO and the stuffs. Or that the site was all about depressions (which was in contrast with It’s not always about me, a blog who has the same author).

The site is addiction to Asian Drama (the sinister teacher will be delighted to know about this blog). Of course Kdrama is on the list on the blog’s archive (which ius very easy to find by the way). And if you must know, and is on for Korean pop songs, the site features songs, like Nobody and cheer dance from Hana Kimi.

Smoking Again

Smoking has been a part of me. I used to smoke back in the 90’s and up to early 2000. I started smoking when I was in my freshman year in college. It was something that I did out of curiosity. Some thinks it was peer pressure. Maybe the fact that one of friend is smoking too, gives me the encouragement to smoke more. We never head of Electronic cigarette back then. We smoked plain cigarettes. It was hard to last a day without smoking 10 or more sticks. Smoking has been my best friend. It took all my worries away. I was more confident to walk in the middle of the crowd. Smoking gave me something to do when I am bored. And more often than not, I can consume 20 sticks a day. There was a time where my breakfast was 2 sticks and a cup of coffee.

Now that I am a mother, I already quit smoking. It was not that easy. But I wish I had known E cigarette back then. They say that electronic cigarettes can help in quitting (not sure with the info though). I quit when I learned I was pregnant with my first child. And then when I learned that my youngest sister was pregnant at 17, I smoked again. Then quit again when I learned I was pregnant with my third son. And started again last February 2009. Then I got pregnant again. Now if ever, smoking crossed my mind, I just remind myself that in order to quit, I have to be pregnant again, something that I can never afford to be again.