Sati is now trying to crawl. She is such a strong and big baby, must be the multivitamins I took while I was pregnant or the multivitamins she was taking right now. She is now trying to sit on her own but of course she is stil not succesful on it, but oh my, she moves a lot and can finish the bed in a blink. I also tried feeding her with the usual banana and milk mixture/cerelac but she does not like the taste. I think she’s into more veggie taste, good for her. Tomorrow, I will buys some biscuits for her. I can’t wait to see her munching on cookies.

For some parents, this time of the years is one of the most difficult time in terms of finances.It’s school time once again and we have so many expenses to take care of. Some loses sleep thinking of ways to gain financial freedom from all of these, some moms out there uses the aid of sleeping pills just so they can relax and sleep away their stress. And for some moms, this is the time of the year where they creativity, frugality and resourcefulness is put to a test.

Tuition Fee is one of the first financial problem a parent encounters. With the rising cost of education, parents are always on the look on how they can maximize their income while giving their kids the quality of education they deserve. But what you can do when finances are just tight? Well, good thing that most school offers installment fee when it comes to their tuition payment. Parents can opt to pay in full or in 4 parts. For those who does not have the resources to pay in full, installment is the way to go.

Another financial burden that comes with the start of the school year are school things such as bags, school shoes, uniforms, notebooks, pens etc. One way to save up on this is to teach your kids the value of things, if it still works, then use it. If your kids shoes are still OK, why buy a new one? If their bags still in working condition (or if it can be repaired) save your money for other things.

The start of the school year can be as fun as the ending if a mom knows how to handle it well.