Mommy Pehpot, Author at Mommy Pehpot

When to get cash advance?

Who does not owe money to anyone? Who has not been a victim of a loan shark? Who has not gone through a financial or credit institution and negotiate on the payment terms, methods or amounts? If you think it’s you, how lucky you are!

When people are badly in need of money, they resort to these means. They either go to an individual who’s keen in lending money, they will go to credit associations despite of a higher interest rate, they will opt for a financial institution even though that would mean having a collateral. They won’t mind it, they are in need and this needs to be addressed. That’s all that matters.

Many didn’t know that there is still an option left; perhaps this would be the best choice, cash advance. It is a method in which you are getting a part or your whole pay for a particular pay date. It is merely, advancing your salary. Cash advance isn’t a credit or loan, so no applicable rates of interest will be accumulated or will be charged to you. You will not also be bragged of paying because in strict sense, it isn’t really a credit.

Apply for cash advance when you are in need of it. Just like with credit or loan, do not do this when all you want is to buy luxuries. Though cash advance isn’t a bad thing, it’s still best to spend your hard worked money wisely. Be the master of your money and not otherwise.

Excited Much

Excited much? You bet I am.Anytime this week or next week, my two boxes full of Mega Blocks will arrive. Oh, I just can’t wait for those toys. It was my last online toy purchase and it’s huge, imagine two balikbayan boxes full of Mega Blocks building blocks. But it won’t be my last online purchase as I am planning to buy other stuff on the net like Kohler kitchen faucets. For sure the kids will have a lot of fun and they’d go crazy with it. I promise to share some to my two nephews. I love giving toys to them, those two boys are just like my son too.

Aside from the toys, I am also waiting for the clothes I bought last month. My favorite online kids clothes store went on summer sale last month and I just can’t resist. Good thing my slave give me enough money to shoulder the shipping cost (you have to figure out who my slave is.. she is a mom blogger to and I love her to bits).

That’s the stuff that I am waiting. It will arrive anytime next week. It will take 10 to 15 days before it arrives here and it was shipped last July 2. So it might be here, the earliest on July 12.. I hope!

Blog Designs And Blog Designers

When I started blogging, I have no idea how a template is done.. as in no idea at all.. and then I heard about designer’s charging up to $100. At first I thought it was exorbitantly priced and then I learned how to make a template and if you have no idea how.. you better shut up.. Template design is not all about images, it’s about putting your time, your effort into it. I tweaked all my blogs and so I now that creating a template is not as simple as blinking, yeah the codes can be recycled but time is the issue. It will take a day or more to customize a certain site, from header, to footer, to the color of the hover..

Have you tried tweaking your blog? Changing the color of the sidebar? How about trying to fit in the header? Or changing the font of your post title? Do you know that every element in your blog is being taken care of your blog designer? Let me make it elaborate for you.. to the point that you will learn how to design your own site.. First there’s the header. Creating one is really really easy. All you have to do is look for an image in the web that will fit the character or the theme of your client. It can take from 2 hour or more, depending on the image you client want. So if one will charge $5 per hour, a usual header will be $10. And then there’s the background, the color of the fonts, the size of the wrapper,the size of the padding, the codes, the FFFFFF, the 000000 and all the other values that need to be changed. This will take 4 to 6 hours.. so that’s $30. There’s favicon and if you have no idea what is it, then use your Google. Editing and creating this can take an hour or less.. so let’s just say it’s $5. And the footer which is a bit easy so let’s just say that it will take an hour, so that’s plus $5. And if you are not fan of a plain background, you can customize it, which will take another hour, so that’s $5 again. A signature can take a lot of time specially if it is animated. If you are not a designer, of course you have no idea how it is done, so once again, shut up. Let’s just say that a signature can take 3 hours, so that’s $15.

Oh wait, let’s do some math.. $75.. and we haven’t started with the installation yet.. the testing and last minute tweaking.. and we’re talking about just a $100!

Hmmm.. this is getting longer.. but anyways, if you are not cheap and pretending to know it all and have a less than mediocre header in your site and want to have a fabulous blog, I highly recommend WAHMaholic Blog Designs.

Oh guys.. I remember, designs and arts and beauty is to its own eyes.. some people may find a header blah but to the owner it may be the best thing.. so I take it back.. if you want to be satisfied with your blog designs… head on to WAHMaholic Blog Designs

The owner of WAHMaholic Blog Designs paid me $100 for this review.. ridiculous eh? That’s what I do, I am being paid to write reviews.. and I wrote this for less than an hour.. and I earned $100 for that.. oh my I love my job and I will never do blog designs.. it is one of the lowest paid kind of job.