Mommy Pehpot, Author at Mommy Pehpot

Extended?

Now that the end is near, you don’t have to curse yourself for sleeping too much instead of commentng to our blogs or doing reviews…you have don’t have to punish your self because our contest is EXTENDED! when? one day? Nyahah.. and Oh the Top Commentators widget will be displayed a little longer too.. ok you can breathe now.

I will stop blabbing.

Schedule?

February 28: Stop commenting on sponsors blogs. Top Commentator widget (on our blogs) will no longer be available for you to compare your scores but commenting on our blogs can still gain you points, will just have to hide the scores (as I have said, we are fair).

March 8: Score Update (include scores from commenting on sponsors blogs)

March 18: CONTEST ENDS

March 19: Announcement of winners of the raffle draw. Remember? Post the contest in yuor other blogs and we will raffle off 3 winners of $5. If you have ten blogs post it in your ten blogs and you will have ten raffle entries.CLICK HERE if you are not familiar with it.

March 22: Announcement of winners of Best Post about the contest and best blog review of Make or Break and Random WAHM Thoughts

March 25: Big Winners Day. Announcement of the 1st to 4th prize and lucky winners of $20

March 29: Announcement of winners of reviews of my other blogs. CLICK HERE for details.

So you have more time now and from now on no more surprises. LOL

New Here? We are having the grandest contest of the year. How to join? Follow these simple steps:

Step 1: Open your dashboard and create a new post, titled it with anything you want

Step2: Copy the codes that can be found HERE

Step 3: Publish your post and copy the url or link location then comment the url HERE

Step 4: Create a new post in your blog and copy the codes that can be found HERE.

Step 5: Publish it and copy the url and comment the url HERE.

Mommy Moments- Sing?!? What?

I missed Mommy Moments, it has been two or three Fridays that I was not able to join. Sorry Marce Chris (tambak na tambak ang kumare mo.. at si Sati ay ubod na ng daldal). Now that I had the time to join (rest muna sa paid post at ako’y ngarag na ngarag na), I think I got the wrong theme. Actually it is the theme for this week but it was not for me.. music? song? waaah.. I can’t even sing a Happy Birthday song with a correct tune.

But they love me still, amidst my out of tune voice and you will be shocked to learn that one of our favorite song is I don’t Know How To Love Him.. (mataas un neng, kalowka at naiinggit ako kay Marce Seiko, sisiw nya)

Aside from that, we also sing the usual ABC song and other Kiddie songs.. also love giving them a dose of my past life through singing to them familiar songs. What else… there is this one song that has been their lullaby.. the song title was Rosas Ng Digma..but now, my first born son is so into Gold because hubby likes that. First born is so into his dad now a days.

Reverse Mortgage

Mortgage is a term that is almost synonymous to real estate purchasing. It is usually used as a method in which individuals or companies can buy real estate properties without having to pay in full amount(thanks Mom for that info). I often hear the word mortgage and I was really curious, specially when I hear about reverse mortgage. I called my mother again to explain to me what is the difference between mortgage and reverse mortgage. In case you are wondering why I have to call her and why I am writing about this topic, uh, well, I am curious that’s why.

I have a curiosity like that of a cat, I love discovering things, so please bear with me on this post. Back to reverse mortgage. It is different from the ordinary mortgage in the sense that the home owner does not pay.In conventional mortgage, the home owner pays a monthly amortization and after a term the property is released to them. They use reverse mortgage calculator to calculate the amount to be paid to the home owner. Yes that’s how reverse mortgage work instead of you paying, the bank will pay you.

This kind of mortgage is open to senior citizens. Senior citizens that are 62 years old or more can avail of reverse mortgages. Another qualification is that the home should be the applicant’s primary residence. Obtaining a reverse mortgage is easy, there are only few steps on applying for it. First thing you need to do is to look and seek a free consultation from reverse mortgage specialist. The specialist will tell what you need to know, what you need to do and what are your options. Then you will have to undergo counseling session then you will have to submit your house for appraisal. Your papers (which your specialist will help you to complete) will then be submitted for review. If there are no problems, it will be approved and your loan will be released.